We help you Purchase, Renew or Refinance - Terry Gangaram, Mortgage Broker in Richmond Hill

Lending made easy.

Getting a mortgage for your first home, refinancing your mortgage or consolidating your debt has never been easier.

Refinancing

Renovations

First Time Buyers

Calculators

We’re not your typical mortgage company

I offer customized mortgage products and services in terms you can understand. We’ve changed mortgages for the better, so you can worry less and live life to the fullest.

Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Speed matters. Which is why I help verify your pre-approval quickly.

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Total Transparency

“What you see is what you get.” No hidden fees, no hidden meanings.

About me

All of us together now

I offer products and services designed to put my clients first. Always.

Get in touch

Questions?
I am here to help

I love answering your questions. Call, email or chat – ask me anything.

Contact me

Don't wait.
Start saving!

Once I have determined your mortgage needs, I will find you the best mortgage options at the best rate possible.

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What clients are saying

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I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.

Karen
Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!

Amanda and Jim
Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!

Mina
I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything.

Samir

Mortgages have changed.

Get the mortgage you deserve today.

Lending made easy.

Getting a mortgage for your first home, refinancing your mortgage or consolidating your debt has never been easier.

Refinancing

Renovations

First Time Buyers

Calculators

We’re not your typical mortgage company

Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Total Transparency

All of us together now

Questions?
I am here to help

Don't wait.
Start saving!

What clients are saying

Karen

Amanda and Jim

Mina

Samir

Trending Industry Updates

Mortgages have changed.

Get the mortgage you deserve today.

Lending made easy.

Getting a mortgage for your first home, refinancing your mortgage or consolidating your debt has never been easier.

Refinancing

Renovations

First Time Buyers

Calculators

We’re not your typical mortgage company

Knowledgeable, Fast and Friendly Service

Fast pre-approvals

Total Transparency

All of us together now

Questions?I am here to help

Don't wait.Start saving!

What clients are saying

Karen

Amanda and Jim

Mina

Samir

Trending Industry Updates

Questions?
I am here to help

Don't wait.
Start saving!